| ASSET |
EXEMPTION DESCRIPTION |
LAW SECTION |
| HOMESTEAD |
Real property or mobile home to $5,000;
property cannot exceed 160 acres (husband and wife may double) |
6-10-2 |
| |
Must record homestead declaration before
attempted sale of home |
6-10-20 |
| INSURANCE |
Annuity proceeds or avails to $250
per month |
27-14-32 |
| |
Disability proceeds or avails to an
average of $250 per month |
27-14-31 |
| |
Fraternal benefit society benefits |
27-34-27 |
| |
Life insurance proceeds or avails if
beneficiary is insured’s spouse or child |
6-10-8 |
| |
Life insurance proceeds or avails if
beneficiary is wife of insured |
27-14-29 |
| |
Life insurance proceeds or avails is
clause prohibits proceeds from being used to pay beneficiary’s creditors |
27-15-26 |
| |
Mutual aid association benefits |
27-30-25 |
| MISC. |
Property of business partnership |
10-8-72 (b)(3) |
| PENSIONS |
Judges (only payments being received) |
12-18-10 (a), (b) |
| |
Law enforcement officers |
36-21-77 |
| |
State employees |
36-27-28 |
| |
Teachers |
16-25-33 |
| PERSONAL PROPERTY |
Books |
6-10-6 |
| |
Burial Plots |
6-10-5 |
| |
Church pew |
6-10-5 |
| |
Clothing needed |
6-10-6 |
| |
Family portraits or pictures |
6-10-6 |
PUBLIC BENEFITS |
Aid to blind, aged, disabled, AFDC |
38-4-8 |
| |
Coal miner’s pneumoconiosis benefits |
25-5-179 |
| |
Crime victim’s compensation |
15-23-15(e) |
| |
Southeast Asian War POW’s benefits |
31-7-2 |
| |
Unemployment compensation |
24-4-140 |
| |
Workers’ compensation |
25-5-86(b) |
| TOOLS OF TRADE |
Arms, uniforms, equipment that state
military personnel are required to keep |
31-2-78 |
| WAGES |
75% of earned but unpaid wages; bankruptcy
judge may authorize more for low-income debtors |
6-10-7 |
| WILD CARD |
$3,000 of any personal property, except
life insurance (In re Morris, 30 B.R. 392 (N.D. Ala. 1983) |
6-10-6 |
