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District of Columbia Exemptions

   

Federal supplemental exemptions can be used in conjunction with your District of Columbia exemptions and can be viewed here.

In District of Columbia, you may choose to use the federal exemption set instead of your state exemptions.

To find out how the exemptions apply in your specific situation you can schedule a free consultation with a local bankruptcy attorney.

ASSET

EXEMPTION DESCRIPTION

LAW SECTION

HOMESTEAD

NONE, however, property held as tenancy by the entirety may be exempt against debts owed by only one spouse

Estate of Wall,440 F.2d 215

(D.C. Cir. 1971)

INSURANCE

Disability benefits

35-522

 

Fraternal benefit society benefits

35-1211

 

Group life insurance policy or proceeds

35-523

 

Life insurance proceeds if clause prohibits proceeds from being used to pay beneficiary’s creditors

35-525

 

Life insurance proceeds or avails

35-521

 

Other insurance proceeds to $200 per month, maximum 2 months, for head of family; else $60 per month

15-503

MISC.

Property of business partnership

41-124

PENSIONS (also see wages)

Judges

11-1570(d)

Public School Teachers

31-1217; 31-1238

PERSONAL PROPERTY

Beds, bedding, radios, cooking utensils, stoves, furniture, furnishings and sewing machines to $300 total

15-501(a)(2)

 

Books to $400

15-501(a)(8)

 

Clothing to $300

15-501(a)(1), 15-503(b)

 

Cooperative association holdings to $50

29-1128

 

Family pictures

15-501(a)(8)

 

Food and fuel to 3 months

15-501(a)(3), (4)

 

Residential condominium deposit

45-1869

PUBLIC BENEFITS

Aid to blind, aged, disabled, AFDC, general assistance

3-215.1

 

Crime victims’ compensation

3-407

 

Unemployment compensation

46-119

 

Workers’ compensation

36-317

TOOLS OF TRADE

Library, furniture, tools of professional or artist to $300

15-501(a)(6)

 

Mechanic’s tools; tools of trade or business to $200

15-501(a)(5), 15-503(b)

 

Motor vehicle, cart, wagon or dray, and horse or mule harness to $500

15-501(a)(7)

 

Seal and documents of notary public

1-806

 

Stock and materials to $200

15-501(a)(5)

WAGES

Minimum 75% of earned but unpaid wages, pension payments; bankruptcy judge may authorize more for low-income debtors

16-572

 

Non-wage (including pension) earnings for 60 days to $200 per month for head of family; else $60 per month

15-503

 

More Information on District of Columbia Bankruptcy Law

If you have a specific question about exemptions related to your situation you can schedule a free consultation with a local bankruptcy attorney.

You may also want to visit your federal bankruptcy
court web site:

 


     

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