Arizona Bankruptcy Exemptions

Homestead, consisting of debtor's interest in real property used as residence, in a condominium or cooperative, or in a mobile home and land upon which it is located

$150,000

Ariz. Rev. Stat. § 33-1101A

1 motor vehicle used primarily for personal, family or household purpose. (In case of married persons, each spouse may claim exemption, which may be combined with other spouses’ exemption in same property.)

$5000 ($10,000 if debtor physically disabled)

Ariz. Rev. Stat. § 33-1125(8)

One single bank account

$150 (except child support obligations)

Ariz. Rev. Stat. § 33-1126A(9)

Disposable earnings (earnings less deduction required by law) - includes pension, retirement and deferred compensation payments

75% or 30 times the federal minimum hourly wage per week, whichever is greater.

Ariz. Rev. Stat. § 33-1131(B)

Wages

$50/week +$15/wk. for each dependent

Ariz. Rev. Stat. § 23-755(D)

Public officers long term disability benefits

100%

Ariz. Rev. Stat. §38-797.11

Group life insurance policy or proceeds

100%

Ariz. Rev. Stat. §20-1132

Fraternal Benefit Society benefits

100%

Ariz. Rev. Stat. § 20-877

Cash surrender value of debtor’s life insurance policies payable to debtor’s spouse, child, parent, siblings or dependent

100% (except child support obligations) (debtor must own policies for at least 2 years)

Ariz. Rev. Stat. § 33-1126A(6) Ariz. Rev. Stat. § 20-1131(D)

Insurance proceeds for damage or destruction of exempt property

100% of exemption given for damaged or destroyed property

Ariz. Rev. Stat. § 33-1126A(5)

Health, accident or disability insurance benefits

100% (except child support obligations) (certain debts excepted)

Ariz. Rev. Stat. § 33-1126A(4)

Life insurance proceeds paid or payable to surviving spouse or child

$20,000 (except child support obligations) (excludes cash value increases caused by excessive payments in previous 2 years)

Ariz. Rev. Stat. § 33-1126A(1)

Prearranged funeral benefits

$5,000

Ariz. Rev. Stat. § 32-1391.05(C)(4)

Library

$250

Ariz. Rev. Stat. § 33-1125(5)

Engagement and wedding rings

$1,000

Ariz. Rev. Stat. § 33-1125(4)

Domestic pets, horses, milk cows, and poultry

$500

Ariz. Rev. Stat. § 33-1125(3)

Musical instruments of debtor & family

$250

Ariz. Rev. Stat. § 33-1125(2)

Proceeds from annuity contract owned by debtor for 2 years or more

100% (except child support obligations)

Ariz. Rev. Stat. § 33-1126A(7)

Wearing apparel

$500

Ariz. Rev. Stat. § 33-1125(1)

Professionally prescribed prostheses, including a wheelchair

100%

Ariz. Rev. Stat. § 33-1125(9)

Food, fuel and provisions for 6 months

100%

Ariz. Rev. Stat. § 33-1124

1 watch

$100

Ariz. Rev. Stat. § 33-1125(6)

1 kitchen table, 1 dining room table, 4 chairs for each table (plus 1 chair per table for each dependent residing in household exceeding 4) 1 living room couch, 1 living room chair plus 1 per dependent residing in household, 3 living room coffee or end tables, 3 living room lamps, 1 living room carpet or rug, 2 beds plus 1 per dependent residing in household, 1 bed table, dresser and lamp per each allowed bed, bedding for each allowed bed, pictures, oil paintings and drawings made by debtor, family portraits and frames, 1 television set, 1 radio, 1 stove, 1 refrigerator, 1 washing machine, 1 clothes dryer, 1 vacuum cleaner

$4,000 aggregate value

Ariz. Rev. Stat. § 33-1123

1 typewriter, 1 bicycle, 1 sewing machine, a family bible, a lot in burying ground, 1 rifle, shotgun, or pistol

$4,000 aggregate value

Ariz. Rev. Stat. § 33-1125(7)

Police pension benefits

100%

Ariz. Rev. Stat. §9-931

Taxing district employee retirement benefits

100%

Ariz. Rev. Stat. § 48-227

Firemen's relief and pension benefits

100%

Ariz. Rev. Stat. § 9-968

Retirement benefits-Rangers

100%

Ariz. Rev. Stat. § 41-955

All property of judgment debtor

100% exempt from execution in favor of another state for failure to pay that state’s income tax on pension or retirement benefits received while the debtor was an AZ resident

Ariz. Rev. Stat. § 33-1151

Interest of debtor as participant or alternate payee in retirement or deferred compensation plan qualified under Internal Revenue Code

100% (contributions by participant made within 120 days of filing of petition are not exempt)

Ariz. Rev. Stat. § 33-1126B

Retirement benefits-Corrections officers'

100%

Ariz. Rev. Stat. § 38-897(B)

Retirement benefits-Public safety personnel

100%

Ariz. Rev. Stat. § 38-850(C)

Retirement benefits-Elected officials

100%

Ariz. Rev. Stat. § 38-809(B)

State employees' retirement benefits

100%

Ariz. Rev. Stat. § 38-792

Teachers' retirement benefits

100%

Ariz. Rev. Stat. § 38-792

Necessary tools, equipment, instruments and books used in business or profession by debtor or spouse

$2500 (does not include personal motor vehicle)

Ariz. Rev. Stat. § 33-1130(1)

School equipment, books, and teaching aids

100%

Ariz. Rev. Stat. §33-1127

Arms, uniforms and accoutrements required by law to be kept by debtor

100%

Ariz. Rev. Stat. § 33-1130(3)

Machinery, utensils, feed, grain, seed and animals of farmer

$2,500

Ariz. Rev. Stat. § 33-1130(2)

Welfare assistance

100%

Ariz. Rev. Stat. § 46-208

Unemployment compensation benefits

100% (except child support obligations)

Ariz. Rev. Stat. § 23-783(A)

Workmen's compensation benefits

100%

Ariz. Rev. Stat. § 23-1068(B)

Wrongful death benefits

100%*

Ariz. Rev. Stat. § 12-592

Earnings of minor child

100% (except child support obligations)

Ariz. Rev. Stat. § 33-1126A(2)

Specific partnership property

100% of partner's interest

Ariz. Rev. Stat. § 29-1041

Prepaid rent and security deposits for debtor's residence

Lesser of $1,000 or 1 1/2 months rent (except child support obligation) (cannot be claimed if homestead exemption is claimed

Ariz. Rev. Stat. § 33-1126C

Damages for wrongful levy or execution

100% (except child support obligations)

Ariz. Rev. Stat. § 33-1126A(8)

Funds received by or payable to debtor as child support or spousal maintenance under court order

100% (except child support obligations)

Ariz. Rev. Stat. § 33-1126A(3)