Texas Bankruptcy Law

Considering filing bankruptcy in Texas? You need to understand Texas bankruptcy law and exemptions.

As on overview we have listed some of the main exemptions, links to the federal courts serving Texas, and some filing statistics for Texas.

Texas Exemptions

Unlimted value for 200 acres for family (100 acres for single adult) of rural land OR up to 10 acres of urban land in one or more contiguous lots. Includes improvements.
Homestead (must be used as rural or urban home or as a place to exercise a calling or business in urban area)

100%
One motor vehicle (2,3, or 4 wheeled) for each family member with driver’s license or who relies on another to operate vehicle


This is just and overview and there is a detailed list of the Texas Bankruptcy Exemptions.

Texas Bankruptcy Courts

If you need more information about the Texas Federal Bankruptcy Courts you can click on the link for your district.

  • Texas Western District
  • Texas Northern District
  • Texas Eastern District
  • Texas Southern District

  • Texas Filing Statistics

    Here are the counties in Texas with the highest amount of bankruptcy filings.

    Year - County
    Total
    Ch7
    Ch13
    2012 HARRIS
    6607
    2412
    4188
    2012 DALLAS
    6319
    2337
    3972
    2012 TARRANT
    5583
    2197
    3383
    2012 BEXAR
    3048
    1235
    1811

    You can see the information for all counties by visiting the Texas Chapter 7 and Chapter 13 bankruptcy filings by county page.

    Here are the most recently available statistics for monthly bankruptcy filings in Texas.

    Year - Month
    Total
    Ch7
    Ch13
    2013 June
    2998
    1257
    1739
    2013 May
    3611
    1467
    2138
    2013 April
    3183
    1585
    1595
    2013 March
    3594
    1708
    1880
    2013 February
    3244
    1314
    1926
    2013 Janunary
    2622
    1205
    1415


    You can see more data by visiting the Texas Personal Bankruptcy Filing Statistics page.

    If you have question about filing bankruptcy please visit our Frequently Asked Questions Page or schedule a free consultation with a local attorney.