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Frequently Asked Questions - General What is a chapter 7 bankruptcy? What happens when I file a chapter 7 bankruptcy? Why do people file a chapter 7 bankruptcy? What is chapter 13 bankruptcy? Why do people file a chapter 13 bankruptcy? How often can I file bankruptcy? What does it cost to file for bankruptcy? What property can I keep after I file bankruptcy? Can I keep my home and/or car after I file bankruptcy? What debt will bankruptcy not erase? Will I have to go to court? Will filing bankruptcy affect my credit? Can I get a credit card after filing bankruptcy? Will my utility services be affected? Can I be discriminated against for filing bankruptcy? What is the effect of bankruptcy on co-signers? Can a married debt file without the other spouse? Can filing bankruptcy stop bill collectors from calling? How long after filing bankruptcy will the creditors stop calling? Can I erase my student loans by filing bankruptcy?
Frequently Asked Questions - Discharge What is a discharge in bankruptcy? When does the discharge occur? How does the debtor get a discharge? Does the debtor have a right to a discharge or can creditors object to the discharge? Can the debtor receive a second discharge in a later chapter 7 case? Can the discharge be revoked? May the debtor pay a discharged debt after the bankruptcy case has been concluded?
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