Georgia Bankruptcy Law

Considering filing bankruptcy in Georgia? You need to understand Georgia bankruptcy law and exemptions.

As on overview we have listed some of the main exemptions, links to the federal courts serving Georgia, and some filing statistics for Georgia.

Georgia Exemptions

$5,000, or $21,500 if debtor's primary residence
Real or personal property (homestead)

$21500 $43,000 if owned by 1 of 2 spouses
Debtor's aggregate interest in real or personal property used by debtor or a dependent as residence, in cooperative owning property used by debtor or dependent as residence, or in burial plot of debtor or dependent

$3,500
All motor vehicles


This is just and overview and there is a detailed list of the Georgia Bankruptcy Exemptions.

Georgia Bankruptcy Courts

If you need more information about the Georgia Federal Bankruptcy Courts you can click on the link for your district.

  • Georgia Northern District
  • Georgia Middle District
  • Georgia Southern District

  • Georgia Filing Statistics

    Here are the counties in Georgia with the highest amount of bankruptcy filings.

    Year - County
    Total
    Ch7
    Ch13
    2012 GWINNETT
    6388
    3791
    2597
    2012 DEKALB
    5861
    2873
    2986
    2012 FULTON
    5825
    3078
    2740
    2012 COBB
    4170
    2645
    1525

    You can see the information for all counties by visiting the Georgia Chapter 7 and Chapter 13 bankruptcy filings by county page.

    Here are the most recently available statistics for monthly bankruptcy filings in Georgia.

    Year - Month
    Total
    Ch7
    Ch13
    2013 June
    4732
    2198
    2533
    2013 May
    5043
    2489
    2553
    2013 April
    4695
    2511
    2183
    2013 March
    5393
    3027
    2366
    2013 February
    4732
    2465
    2265
    2013 Janunary
    4029
    1929
    2100


    You can see more data by visiting the Georgia Personal Bankruptcy Filing Statistics page.

    If you have question about filing bankruptcy please visit our Frequently Asked Questions Page or schedule a free consultation with a local attorney.