A single person may exempt no more than $5000 total in all exemptions; a
husband & wife may exempt no more than $10,000 total (10-4914).
|
ASSET
|
EXEMPTION DESCRIPTION
|
LAW SECTION
|
| LIMITS
|
A single person may exempt no more than $5000 total in all
exemptions;
a husband & wife may exempt no more than $10,000 total.
|
10-4914
|
|
HOMESTEAD
|
NONE, however, property held as tenancy by the entirety may be exempt
against debts owed by only one spouse
|
In re Hovatter, 25 B.R. 123 (D. Del. 1982)
|
|
INSURANCE
|
Annuity contract proceeds to $350 per month
|
18-2728
|
| |
Fraternal benefit society benefits
|
18-6118
|
| |
Group life insurance policy or proceeds
|
18-2727
|
| |
Health or disability benefits
|
18-2726
|
| |
Life insurance proceeds if clause prohibits proceeds from being used
to pay beneficiary’s creditors
|
18-2729
|
| |
Life insurance proceeds or avails
|
18-2725
|
|
MISC.
|
Property of business partnership
|
6-1525
|
|
PENSIONS
|
Kent County employees
|
9-4316
|
| |
Police officers
|
11-8803
|
| |
State employees
|
29-5503
|
| |
Volunteer firefighters
|
16-6653
|
|
PERSONAL PROPERTY
|
Bible, books and family pictures
|
10-4902(a)
|
| |
Burial plot
|
10-4902(a)
|
| |
Church pew or any seat in public place of worship
|
10-4902(a)
|
| |
Clothing, includes jewelry
|
10-4902(a)
|
| |
Pianos and leased organs
|
10-4902(d)
|
| |
Sewing machines
|
10-4902(c)
|
|
PUBLIC BENEFITS
|
Aid to blind
|
31-2309
|
| |
Aid to aged, disabled, AFDC, general assistance
|
31-513
|
| |
Unemployment compensation
|
19-3374
|
| |
Workers’ compensation
|
19-2355
|
|
TOOLS OF TRADE
|
Tools, implements and fixtures to $75 in New Castle and Sussex
Counties; to $50 in Kent County
|
10-4902(b)
|
|
WAGES
|
85% of earned but unpaid wages
|
10-4913
|
|
WILD CARD
|
$500 of any personal property, except tools of trade, if head of
family
|
10-4903
|
