Massachusetts Bankruptcy Law

Considering filing bankruptcy in Massachusetts? You need to understand Massachusetts bankruptcy law and exemptions.

As on overview we have listed some of the main exemptions, links to the federal courts serving Massachusetts, and some filing statistics for Massachusetts.

Massachusetts Exemptions

$500,000 ($125,000 if undeclared)
Residence owned or leased by householder with family

$500,000
Real property or manufactured home of person 62 and older or disabled person

$7,500
Motor Vehicle


This is just and overview and there is a detailed list of the Massachusetts Bankruptcy Exemptions.

Massachusetts Bankruptcy Courts

If you need more information about the Massachusetts Federal Bankruptcy Courts you can click on the link for your district.

  • Massachusetts District

  • Massachusetts Filing Statistics

    Here are the counties in Massachusetts with the highest amount of bankruptcy filings.

    Year - County
    Total
    Ch7
    Ch13
    2012 MIDDLESEX
    2717
    2072
    638
    2012 WORCESTER
    2538
    1972
    561
    2012 BRISTOL
    2011
    1490
    516
    2012 ESSEX
    1965
    1529
    429

    You can see the information for all counties by visiting the Massachusetts Chapter 7 and Chapter 13 bankruptcy filings by county page.

    Here are the most recently available statistics for monthly bankruptcy filings in Massachusetts.

    Year - Month
    Total
    Ch7
    Ch13
    2013 June
    957
    743
    213
    2013 May
    1222
    972
    247
    2013 April
    1171
    937
    229
    2013 March
    1254
    1007
    243
    2013 February
    887
    722
    163
    2013 Janunary
    974
    769
    200


    You can see more data by visiting the Massachusetts Personal Bankruptcy Filing Statistics page.

    If you have question about filing bankruptcy please visit our Frequently Asked Questions Page or schedule a free consultation with a local attorney.