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ASSET
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EXEMPTION DESCRIPTION
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LAW SECTION
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Homestead
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Real or personal property including mobile or modular home to
unlimited value; property cannot exceed ½ acre in municipality or 160
contiguous acres elsewhere; spouse or child or deceased owner may claim
homestead exemption
May file homestead declaration
Property held as tenancy by the entirety may be exempt against debts
owed by only one spouse
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222.01, 222.02,
222.03, 222.05,
Constitution 10-4
222.01
In re Avins, 19 B.R. 736
(S.D. Fla. 1982)
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Insurance
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Annuity contract proceeds; does not include lottery winnings
Death benefits payable to a specific beneficiary, not the
deceased’s estate
Disability or illness benefits
Fraternal benefit society benefits, if received before 10/1/96
Life insurance cash surrender value
|
222.14; In re Pizzi, 153 B.R.
357 (S.D. Fla. 1982)
222.13
222.18
632.619
222.14
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Miscellaneous
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Alimony, child support needed for support
Damages to employees for injuries in hazardous occupations
Pre-need funeral contract deposits
Property of business partnership
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222.201
769.05
497.413(8)
620.68
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Pensions
see also wages
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County officers, employees
ERISA-qualified benefits
Firefighters
Highway patrol officers
Police officers
State officers, employees
Teachers
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122.15
222.21(2)
175.241
321.22
185.25
121.131
238.15
|
|
Personal property
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Any personal property to $1,000 (Husband & wife may double)
Health aids
Motor vehicle to $1000
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Constitution 10-4;
In re Hawkins, 51 B.R. 348 (S.D. Fla. 1985)
222.25
222.25
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Public benefits
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Crime victims’ compensation unless seeking to discharge debt for
treat of injury incurred during the crime
Hazardous occupation injury recoveries
Public assistance
Social security
Unemployment compensation
Veterans’ benefits
Workers’ compensation
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960.14
769.05
222.201
222.201
222.201, 443.051(2), (3)
222.201, 744.626
440.22
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Tools of trade
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NONE
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Wages
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100$ of wages for heads of family up to $500 per week either unpaid
or paid and deposited into bank account for up to 6 months
Federal government employees pension payments needed for support and
received 3 months prior
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222.11
222.21
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WILD CARD
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SEE PERSONAL PROPERTY
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