Hawaii Bankruptcy Exemptions

On this page you can find all of the exemptions for Hawaii. Exemptions are the property that you can keep when you file bankruptcy.

CATEGORY
PROPERTY
AMOUNT
STATUTE
Homestead
Proceeds of sale of homestead for 6 months
amount of homestead exemption
Haw. Rev. Stat. § 651-96
Homestead
Tenancies by the entirety
100% *
11 USC § 522(b)(3)(B), Haw. Rev. Stat. § 509-2
Homestead
Real property owned by debtor
$30,000 if family head or if 65 or more years old; $20,000 if any other person
Haw. Rev. Stat. § 651-92
Motor Vehicle
Equity in one motor vehicle
$2,575 (wholesale value)
Haw. Rev. Stat. § 651-121(2)
Wages / Wage Garnishment
Wages
95% of first $100 per month 90% of next $100 per month 80% of balance per month
Haw. Rev. Stat. § 652-1
Wages / Wage Garnishment
Wages, salaries and commissions for personal services during last 31 days
100%
Haw. Rev. Stat. § 651-121(6)
Wages / Wage Garnishment
Prisoners’ earnings held by state
100%
Haw. Rev. Stat. § 353-22
Insurance
Temporary disability insurance benefits
100%
Haw. Rev Stat. § 392-29
Insurance
Whole life insurance, endowments, and annuities
100%
Haw. Rev. Stat. §431-10-232
Insurance
Fraternal Benefit Society benefits
100%
Haw. Rev. Stat. § 432:2-403
Insurance
Group life insurance proceeds
100%
Haw. Rev. Stat. § 431:10-233
Insurance
Disability insurance proceeds
100%
Haw. Rev. Stat. § 431:10-231
Insurance
Proceeds and cash value of life insurance policies, endowment policies, and annuity contracts where beneficiary is spouse, child, parent or dependent of the insured
100%
Haw. Rev. Stat. § 431:10-234(b)
Personal Property
Necessary household furnishings and appliances, books and wearing apparel used by debtor and family
100%
Haw. Rev. Stat. § 651-121(1)
Personal Property
Proceeds of insurance on, and proceeds of sale of, exempt property for period of 6 months after receipt
Amount of exemption given for property destroyed or sold
Haw. Rev. Stat. § 651-121(5)
Personal Property
Lot in burying ground not exceeding 250 sq. ft., including improvements
100%
Haw. Rev. Stat. § 651-121(4)
Personal Property
Jewelry, watches and items of personal adornment
$1,000
Haw. Rev. Stat. § 651-121(1)
Pensions / Retirement Accounts
Public officers and state employees pension and retirement benefits
100%
Haw. Rev. Stat. §§ 88-91, 653-3
Pensions / Retirement Accounts
Policemen, Firemen and Bandsmen Pension System benefits
100%
Haw. Rev. Stat. § 88-169
Pensions / Retirement Accounts
Debtor's rights to pension, annuity, retirement, disability, or death benefits, optional benefits, or any other rights under any retirement plan qualified under Internal Revenue Code.
100% (see statute for contribution timing limits)
Haw. Rev. Stat. § 651-124 431:10-232
Tools of the Trade
Tools, implements, instruments, uniforms, furnishings, books, equipment, 1 commercial fishing boat and nets, 1 motor vehicle, and other personal property used in trade, business or profession
100%
Haw. Rev. Stat. § 651-121(3)
Public Benefits
Workmens' compensation benefits
100%
Haw. Rev. Stat. § 386-57
Public Benefits
Wages paid by unemployment work relief funds
$60 per month
Haw. Rev. Stat. § 653-4
Public Benefits
Public assistance payments
100%
Haw. Rev. Stat. § 346-33
Public Benefits
Unemployment compensation
100% (child support excepted)
Haw. Rev. Stat. § 383-163
Miscellaneous
Specific partnership property
100% of partner's interest
Haw. Rev. Stat. § 425-118(d)

If you want to learn more about filing bankruptcy in Hawaii please visit our FAQ Page or for more information about Hawaii you can visit the Hawaii section.