|
ASSET
|
EXEMPTION DESCRIPTION
|
LAW SECTION
(Hawaii Revised Statutes)
|
|
HOMESTEAD
|
Head of family or over 65 to $30,000 ; all others to $20,000 ;
property cannot exceed 1 acre. sale proceeds exempt for 6 months after
sale.
|
36-651-91, 36-351-92,
36-351-96
|
| |
Property held as tenancy by the entirety may be exempt against debts
owed by only one spouse
|
Security Pacific Bank v. Chang, 818 F.Supp. 1343
(D. Ha. 1993)
|
|
INSURANCE
|
Annuity contract or endowment policy proceeds if beneficiary is
insured’s spouse, child or parent
|
24-431:10-232(b)
|
| |
Disability benefits
|
24-431:10-231
|
| |
Fraternal benefit society benefits
|
24-432:2-403
|
| |
Group life insurance policy or proceeds
|
24-431:10-233
|
| |
Life or health insurance policy for spouse or child
|
24-431:10-234
|
| |
Life insurance proceeds if clause prohibits proceeds from being used
to pay beneficiary’s creditors
|
24-431:10-D:112
|
|
MISC.
|
Property of business partnership
|
23-425-125
|
|
PENSIONS
|
ERISA-qualified benefits deposited over 3 years before filing
bankruptcy
|
36-651-124
|
| |
Firefighters
|
7-88-169
|
| |
Police officers
|
7-88-169
|
| |
Public officers and employees
|
7-88-94, 36-653-3
|
|
PERSONAL PROPERTY
|
Appliances and furnishings needed
|
36-651-121(1)
|
| |
Books
|
36-651-121(1)
|
| |
Burial plot to 250 square feet plus tombstones, monuments and fencing
on site
|
36-651-121(4)
|
| |
Clothing
|
36-651-121(1)
|
| |
Housing down payments for home in state project
|
20-359-104
|
| |
Jewelry and articles of adornment to $1,000
|
36-651-121(1)
|
| |
Motor vehicle to wholesale value of $2,575
|
36-651-121(2)
|
| |
Proceeds for sold or damaged exempt property; proceeds exempt only 6
months
|
36-651-121(5)
|
|
PUBLIC BENEFITS
|
Public assistance paid by Dept. of Health Services for work done in
home or workshop
|
20-346-33
|
| |
Unemployment compensation
|
21-383-163
|
| |
Unemployment work relief funds to $60 per month
|
36-653-4
|
| |
Workers’ compensation
|
21-386-57
|
|
TOOLS OF TRADE
|
Tools, implements, books, instruments, uniforms, furnishings, fishing
boat, nets, motor vehicle and other personal property needed for
livelihood
|
36-651-121(3)
|
|
WAGES
|
Unpaid wages due for services of past 31 days; after 31 days,
95% of 1st $100; 90% of 2nd $100; 80% of rest
|
36-651-121(6), 36-652-1
|
| |
Prisoner’s wages held by Dept. of Public Safety
|
20-353-22
|
|
WILD CARD
|
NONE
|
|
