Personal Bankruptcy Information

 

  Your online reference source for bankruptcy.

 

 

   
 

Washington Exemptions

   

Federal supplemental exemptions can be used in conjunction with your Washington exemptions and can be viewed here.

In Washington, you may choose to use the federal exemption set instead of your state exemptions.

Also see Washington bankruptcy forms.

ASSET

EXEMPTION DESCRIPTION

LAW SECTION

Homestead

Real property or mobile home to $40,000 ( no limit if seeking to discharge debt based on failure to pay a state income tax assessed on retirement benefits received while a resident of Washington, 6.15.030)

Must file homestead declaration before sale of home if property unimproved or home unoccupied

 

6.13.010,6.13.030

6.15.040

Personal Property

Appliances, furniture, household goods & home yard equipment to $2700 total (no limit on any property located within Washington if seeking to discharge debt based on failure to pay a state income tax assessed on retirement benefits received while a resident of Washington, 6.15.025)

Books to $1500

Burial plots sold by nonprofit cemetery association

Clothing, no more than $1000 in furs, jewelry, ornaments

Food and fuel for comfortable maintenance

Keepsakes & pictures

1 motor vehicle for each individual to $2500 total (2 motor vehicles as community property of spouses two motor vehicles to $5000 total)

Professionally prescribed health
aids

Personal bodily injury payments-
not to exceed $16,150; or payment
for loss of future earnings to the
extent reasonably necessary

 

 

6.15.010(3) (a)

6.15.010(2)

68.20.120

6.15.010(1)

6.15.010(3) (a)

6.15.010(2)

6.15.010(3) ( c)

6.15.010(3)(e)

6.15.010(3)(f)

Insuranc

Annuity contract proceeds to $250 per month

Disability proceeds, avails or benefits

Fire insurance proceeds for destroyed exemption

Fraternal benefit society benefits

Group life insurance policy or proceeds

Life insurance proceeds or avails if beneficiary is not the insured

48.18.430

48.18.400

6.15.030

48.36A.180

48.18.420

48.18.410

Miscellaneous

Property of business partnership

25.04.250

Pensions

City employees

ERISA-qualified benefits

IRAs

Public employees

State patrol officers

Volunteer firefighters

41.28.200

6.15.020

6.15.020

41.40.380

43.43.310

41.24.240

Public Benefits

Child welfare

Crime victims’ compensation

General assistance

Industrial insurance (workers’ compensation)

Old-age assistance

Unemployment compensation

Child Support

74.13.070

7.68.070, 51.32.040

74.04.280

51.32.040

74.08.210

50.40.020

6.15.010(3)(d)

Tools of Trade

Farm trucks, stock, tools, seed, equipment & supplies of farmer to $5000 total

Library, office furniture, office equipment & supplies of physician, surgeon, clergy or other professional to $5000 total

Tools & materials used in another’s trade to $5000

 

6.15.010(4) (a)

6.15.010(4) (b)

6.15.010(4) ( c)

Wages

Minimum 75% of earned but unpaid wages; bankruptcy judge may authorize more for low-income debtors

 

6.27.150

Wild Card

$2000 of any personal property (no more than $200 in cash, bank deposits, bonds, stocks & securities)

6.15.010(3) (b)

 


     

Bankruptcy Information | Personal Bankruptcy | Bankruptcy Laws | Filing Bankruptcy
Chapter 7 Bankruptcy | Chapter 13 Bankruptcy | Online Bankruptcy
United States Bankruptcy Court | Bankruptcy Alternatives | Federal Courts | Useful Resources | Credit Resources | Insurance Resources | Legal Resources | Employment Resources | United Kingdom Resources | Financial Resources | Other Online Resources

Northeast: Connecticut Bankruptcy - Massachusetts Bankruptcy - Maine Bankruptcy - New Hampshire Bankruptcy - New Jersey Bankruptcy - New York Bankruptcy -  Pennsylvania Bankruptcy - Rhode Island Bankruptcy - Vermont Bankruptcy

Midwest: Iowa Bankruptcy - Illinois Bankruptcy - Indiana Bankruptcy - Michigan Bankruptcy - Minnesota Bankruptcy - Missouri Bankruptcy - Ohio Bankruptcy  Wisconsin Bankruptcy

Southeast: Alabama Bankruptcy - Arkansas Bankruptcy - Florida Bankruptcy - Georgia Bankruptcy - Kentucky Bankruptcy - Louisiana Bankruptcy - Mississippi Bankruptcy  North Carolina Bankruptcy - South Carolina Bankruptcy - Tennessee Bankruptcy

Mid-Atlantic: Delaware Bankruptcy - Maryland Bankruptcy - Virginia Bankruptcy - West Virginia Bankruptcy

Southwest: Arizona Bankruptcy - Nevada Bankruptcy - New Mexico Bankruptcy - Oklahoma Bankruptcy - Texas Bankruptcy

Mountain: Colorado Bankruptcy - Idaho Bankruptcy - Montana Bankruptcy - Utah Bankruptcy
Wyoming Bankruptcy

Plains:  Kansas Bankruptcy - North Dakota Bankruptcy - Nebraska Bankruptcy - South Dakota Bankruptcy

West: Alaska Bankruptcy - California Bankruptcy - Hawaii Bankruptcy - Oregon Bankruptcy - Washington Bankruptcy

Bankruptcy Information is believed reliable, but accuracy and completeness are not guaranteed. Nothing in this web site is intended as, or should be used as, a substitute for professional, financial, or legal advice.© Bankruptcy Information 2002-2008. All Rights reserved. Portions of this site reference the U.S. government publication "Bankruptcy Basics." Privacy Policy. Terms of Use.