New Jersey Bankruptcy Law

Considering filing bankruptcy in New Jersey? You need to understand New Jersey bankruptcy law and exemptions.

As on overview we have listed some of the main exemptions, links to the federal courts serving New Jersey, and some filing statistics for New Jersey.

New Jersey Exemptions

None (But see Freda v. Comm. Trust, 570 A.2d 409 (NJ 1990)
Homestead Exemption


This is just and overview and there is a detailed list of the New Jersey Bankruptcy Exemptions.

New Jersey Bankruptcy Courts

If you need more information about the New Jersey Federal Bankruptcy Courts you can click on the link for your district.

  • New Jersey District

  • New Jersey Filing Statistics

    Here are the counties in New Jersey with the highest amount of bankruptcy filings.

    Year - County
    Total
    Ch7
    Ch13
    2012 OCEAN
    2583
    2029
    551
    2012 BERGEN
    2579
    2246
    325
    2012 ESSEX
    2471
    2028
    439
    2012 CAMDEN
    2442
    1579
    859

    You can see the information for all counties by visiting the New Jersey Chapter 7 and Chapter 13 bankruptcy filings by county page.

    Here are the most recently available statistics for monthly bankruptcy filings in New Jersey.

    Year - Month
    Total
    Ch7
    Ch13
    2013 6
    2330
    1775
    552
    2013 5
    2744
    2105
    632
    2013 4
    2603
    2085
    516
    2013 3
    2734
    2225
    507
    2013 2
    2146
    1675
    467
    2013 1
    2098
    1595
    500


    You can see more data by visiting the New Jersey Personal Bankruptcy Filing Statistics page.

    If you have question about filing bankruptcy please visit our Frequently Asked Questions Page or schedule a free consultation with a local attorney.