Ohio Bankruptcy Exemptions

One parcel or item of real or personal property used as residence by debtor or a dependent of the debtor

$132,900

Ohio Rev. Code § 2329.66(A)(1)(a)&(b)

1 motor vehicle

$3,450

Ohio Rev. Code § 2329.66(A)(2)

Any property chosen by debtor

$1150 (this exemption applies only in bankruptcy cases)

Ohio Rev. Code § 2329.66(A)(18)

Any property exempt under any non-bankruptcy federal statute

100% of federal exemption

Ohio Rev. Code § 2329.66(A)(17)

Disposable earnings earned in preceding 30 days (disposable earnings are earnings less deductions required by law)

75% OR 30 times the federal minimum hourly wage per week (65 times if paid semimonthly, 130 times if paid monthly) WHICHEVER IS GREATER

Ohio Rev. Code§ 2329.66(A)(13)

Payments under stock bonus, pension, profit-sharing, annuity or similar plan on account of illness, disability, death, age or length of service, to the extent reasonably necessary for support of debtor or dependents

100%

Ohio Rev. Code § 3923.19(B)

Benefits under policies of sickness and accident insurance, to the extent reasonably necessary for support of debtor or dependents

100%

Ohio Rev. Code § 3923.19(A)

Sickness & accident insurance benefits

Amount reasonably necessary to support debtor and dependents

Ohio Rev. Code §§ 3923.19, 2329.66(A)(6)(e)

Fraternal Benefit Society benefits

100%

Ohio Rev. Code §§ 3921.18, 2329.66(A)(6)(d)

Group life insurance policies & proceeds

100%

Ohio Rev. Code §§ 3917.05, 2329.66(A)(6)(c)

Proceeds & avails of life insurance & annuity policies payable to spouse, children, dependent relative, or creditor of insured

100%

Ohio Rev. Code §§ 3911.10, 2329.66(A)(6)(b)

Death benefits paid by benevolent society or association to family of deceased member

$5,000

Ohio Rev. Code §§ 2329.63, 2329.66(A)(6)(a)

* *Personal injury awards to debtor or to a person for whom debtor is a dependent (does not include amounts awarded for pain & suffering or for actual pecuniary loss)

$21,625

Ohio Rev. Code § 2329.66(A)(12)(c)

* * Payments on account of the wrongful death of person of whom debtor was a dependent

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(12)(b)

Burial lots

100%

Ohio Rev. Code §§ 1721.10, 517.09,2329.66(A)(8)

Medically necessary or professionally prescribed health aids

100%

Ohio Rev. Code § 2329.66(A)(7)

Items of jewelry

$1,450

Ohio Rev. Code § 2329.66(A)(4)(b)

Household furnishing & goods, appliances, books, animals, crops, musical instruments, firearms, and hunting & fishing equipment held primarily for the personal, family or household use of the debtor

$525 per item, but cannot include items listed in division (A)(3), above. (Aggregate limit is $11,525)

Ohio Rev. Code § 2329.66(A)(4)(a)

Cash on hand, money due & payable, money due within 90 days, tax, refunds and money on deposit (may include portion of earnings not otherwise exempt)

$425 (this exemption applies only in bankruptcy cases)

Ohio Rev. Code § 2329.66(A)(3)

* * Payments in compensation for loss of future earnings of debtor or of a person of whom debtor is or was a dependent

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code§ 2329.66(A)(12)(d)

Wearing apparel, beds & bedding

$200 per item (no aggregate limit)

Ohio Rev. Code § 2329.66(A)(3)

Assets and benefits of Keogh or H.R. 10 Plan

Amount reasonably necessary for the support of debtor and dependent

Ohio Rev. Code § 2329.66(A)(10)(d)

Assets and benefits of individual retirement annuities, IRAs, Roth IRAs and Education IRAs

100% of amounts qualified under or protected by the Internal Revenue Code

Ohio Rev. Code § 2329.66(A)(10)(c)

Pension and disability-police and firemen

100%

Ohio Rev. Code §742.47

The right to payments under certain private pension or annuity plans (see statute for limitations)

amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(10)(b)

Pension & retirement benefits of public employees, volunteer firemen & dependants, policemen, teachers, school employees, & highway patrolmen

100%

Ohio Rev. Code §§ 2329.66(A)(10)(a)

Volunteer firefighters' benefits

100%

Ohio Rev. Code § 146.13

Retirement state-highway patrol

100%

Ohio Rev. Code § 5505.22

Old Age and Survivors' insurance benefits for municipal employees

100%

Ohio Rev. Code § 145.56

Pension-state teachers, public school employees

100%

Ohio Rev. Code §3309.66

Seal & register of notary public

100%

Ohio Rev. Code §§ 147.04, 2329.66(A)(15)

Implements, professional books, or tools of debtor's profession, trade or business, including agriculture

$2,175

Ohio Rev. Code § 2329.66(A)(5)

Cash assistance payments under Ohio work first program

100%

Ohio Rev. CODE §§5107.75,2329.66(A)(9)(d)

Unemployment compensation benefits

100%

Ohio Rev. CODE §§4141.32; 2329.66(A)(9)(c)

Workmen's compensation benefits

100% (except child support)

Ohio Rev. Code § 4123.67, 2329.66(A)(9)(b)

Living maintenance or rights benefits (a)

100%

Ohio Rev. Code § 3304.19, 2329.66(A)(9)

General assistance benefits

100%

Ohio Rev. Code §2329.66(A)(9)(e)

* * Crime reparations awards

100% (exemption does not apply against creditors furnishing products, services or accommodations included in the award

Ohio Rev. Code § 2743.66(D), 2329.66(A)(12)(a)

Earned Income Tax Credit & Child Tax Credit

100%

Ohio Rev. Code §2329.66(A)(9)(g)

Disability assistance payments

100%

Ohio Rev. CODE §§ 2329.66(A)(9)(f), 5115.06

Debtor's interest in specific partnership property

100%

Ohio Rev. Code §§ 1775.24, 2329.66(A)(14)

Right to receive alimony, child support, an allowance or maintenance

Amount reasonably necessary to support debtor & dependents

Ohio Rev. Code § 2329.66(A)(11)

Property of benevolent societies-regalia, insignia, journals, etc.

100%

Ohio Rev. Code §2329.64

Tuition credits and tuition credit contract payments

100%

Ohio Rev. Code §§ 2329.66(A)(16), 3334.15