Kansas Bankruptcy Exemptions

On this page you can find all of the exemptions for Kansas. Exemptions are the property that you can keep when you file bankruptcy.

CATEGORY
PROPERTY
AMOUNT
STATUTE
Homestead
160 acres of farming land, or 1 acre in an incorporated town or city, or a manufactured or mobile home, if occupied as a residence by the owner or the owner's family
100%
Kan. Stat. Ann. § 60-2301 Kan. Stat. Ann. § 12-524a
Motor Vehicle
One means of conveyance (vehicle)
$20,000 (no limit for the handicapped)
Kan. Stat. Ann. § 60-2304(c)
Wages / Wage Garnishment
Disposable earnings (net earnings after deductions required by law)
75% of disposable earnings or 30 times the federal minimum hourly wage per week, whichever is greater (see note below)
Kan. Stat. Ann. § 60-2310
Insurance
Proceeds and other interests (including cash value) of life insurance policies
100% of portion issued more than one year prior to filing of bankruptcy case
Kan. Stat. Ann. § 40-414 and 60-2313(a)(7)
Insurance
Fraternal Benefit Society benefits
100%
Kan. Stat. Ann. § 60-2313(a)(8)
Personal Property
Funds in prearranged funeral agreement or plan
100%
Kan. Stat. Ann. § 60-2313(a)( 10)
Personal Property
Burial plot or crypt or cemetery lot exempt under KSA § 17-1302
100%
Kan. Stat. Ann. § 60-2304(d)
Personal Property
Jewelry and personal ornaments
$1,000
Kan. Stat. Ann. § 60-2304(b)
Personal Property
Furnishings, equipment and supplies, including food, fuel and clothing, at principal residence necessary for 1 year
100%
Kan. Stat. Ann. § 60-2304(a)
Pensions / Retirement Accounts
Pension, annuity, retirement, disability or death benefits of state employees, police, firemen, school employees, and other public employees
100%
Kan. Stat. Ann. §§ 12-111a 12-5005, 13-1246a, 13-14,102,13-14al0 14-10al0,20-2618, 60-2313(a)(l) 72-1768, 72-5526,74-4923, 74-4978g, 74-49,105, 74-49,106
Pensions / Retirement Accounts
Funds and benefits of retirement plan or IRA qualified under §§ 401(a), 403(a), 403(b), 408,408A or 409 of Internal Revenue Code
100% (support claims excepted)
Kan. Stat. Ann. § 60-2308(b), (c)
Pensions / Retirement Accounts
United States pension benefits for three months if necessary to support family
100%
Kan. Stat. Ann. § 60-2308(a)
Tools of the Trade
Goods held on approval of sale
100%
Kan. Stat. Ann. § 84-2-326
Tools of the Trade
Uniforms, arms and equipment of national guardsman
100%
Kan. Stat. Ann. § 48-245
Tools of the Trade
Books, documents, furniture, tools, instruments, implements, equipment, breeding stock, seed grain, growing plant stock, or other tangible means of production necessary to carry on trade, profession, business or occupation.
$7,500
Kan. Stat. Ann. § 60-2304(e)
Public Benefits
Public assistance payments
100%
Kan. Stat. Ann. § 39-717, 60-2313(a)(2)
Public Benefits
Workmen's compensation benefits
100%
Kan. Stat. Ann. § 44-514, 60-2313(a)(3)
Public Benefits
Unemployment compensation benefits
100%
Kan. Stat. Ann. § 44-718(c), 60-2313(a)(4)
Public Benefits
Crime victim's reparation awards
100%
Kan. Stat. Ann. § 74-7313, 60-2313(a)(5)
Miscellaneous
Property listed in 11 U.S.C. § 522(d)(10)
100% (See Federal Bankruptcy Exemption, supra in this Appendix for a list of the exempt property)
Kan. Stat. Ann. §60-2312
Miscellaneous
Earned income tax credit for one tax year
100%
Kan. Stat. Ann. § 60-2315
Miscellaneous
Property held by landlord in lieu of rent/goods held on approval
100%
Kan. Stat. Ann. § 60-2304(f)
Miscellaneous
Specific partnership property
100% of partner's interest
Kan. Stat. Ann. § 56a-504
Miscellaneous
Luggage & property detained by innkeeper
100%
Kan. Stat. Ann. § 36-202
Miscellaneous
Liquor license, club license, or malt beverage wholesale or distribution license
100%
Kan. Stat. Ann. §§ 41-326,41-2629, and 60-2313(a)(6)

If you want to learn more about filing bankruptcy in Kansas please visit our FAQ Page or for more information about Kansas you can visit the Kansas section.